Import & Trade Loans進口及貿易貸款
Pay overseas suppliers up front and repay once your goods are sold.先向海外供應商付款，貨物售出後才還款。
Licensed under the Money Lenders Ordinance · No. 0746/2025《放債人條例》持牌 · 牌照號碼 0746/2025
Trade finance for global businesses, made simple.全球貿易融資，簡單直接。
Import loans, invoice finance and working capital for trading companies — with fast decisions, clear written terms and a team that understands trade documents.為貿易公司提供進口貸款、發票融資及營運資金 —— 審批快捷、書面條款清晰，團隊熟悉各類貿易單據。
- Fast approval快速審批
- No hidden fees絕無隱藏收費
- Multi-currency facilities多種貨幣融資
SOLUTIONS融資方案
Talk to us與我們傾談
Funding for every stage of your trade覆蓋貿易每個階段的融資
From paying your overseas supplier to waiting on your customer's payment, there is a facility to keep your cash moving.由支付海外供應商到等待客戶付款，我們都有合適的融資方案，讓您的現金流保持暢順。
Purchase Order Finance訂單融資
Take on large confirmed orders without tying up your own cash.承接大額確認訂單，無需動用自有資金。
Invoice Finance發票融資
Unlock cash from approved invoices instead of waiting 30–120 days to be paid.以已審批發票提取資金，毋須等待30至120天賬期。
Supply Chain Finance供應鏈融資
Your suppliers get paid early while you keep longer payment terms.供應商提早收款，您則可享較長付款期。
Inventory Finance存貨融資
Borrow against stock in the warehouse or in transit to cover busy seasons.以倉存或在途貨物借款，應付旺季需要。
Business Loans商業貸款
Fixed-term funding for expansion, equipment or day-to-day working capital.定期貸款，用於業務擴展、購置設備或日常營運資金。
HOW IT WORKS申請流程
From enquiry to funds in four steps四個步驟，由查詢到放款
1
Submit an enquiry提交查詢
Tell us about your business and the funding you need.提供公司資料及所需融資。
2
Share documents提交文件
Company registration documents, accounts and trade documents.公司註冊文件、賬目及貿易單據。
3
Receive a written offer收取書面建議
Every term, rate and fee set out in writing before you sign.簽約前以書面列明所有條款、利率及費用。
4
Sign & draw down簽約及提款
Sign the loan agreement and funds are released.簽署貸款協議後即可發放款項。
WHY HIGH CREDIT為何選擇高信信貸
A lender built around how trade really works按貿易實際運作而設的放債人
High Credit Limited is a licensed money lender under the Money Lenders Ordinance (Cap. 163), working with businesses that buy, sell and ship goods globally.高信信貸有限公司為根據《放債人條例》（第163章）持牌的放債人，服務在全球採購、銷售及運送貨物的企業。
Clear written terms. No hidden fees.書面條款清晰，絕無隱藏收費。
Before you sign, you receive a written offer that shows exactly what you will pay. Nothing is added later.簽約前，您會收到書面貸款建議，清楚列明您需支付的所有款項，之後不會額外加收。
Fast approval快速審批
Decisions are made by our own team in Hong Kong.由我們的香港團隊直接審批。
Multi-currency多種貨幣
Facilities in the currencies your trade runs on.按您的貿易所需貨幣提供融資。
One dedicated contact專人跟進
The same person from enquiry to repayment.由查詢至還款均由同一位專人負責。
Based in Tsim Sha Tsui位於尖沙咀
Meet us in person at our Kowloon office.歡迎親臨九龍辦公室洽談。
Confidential & secure保密及安全
Your information is handled in line with Hong Kong's privacy law.您的資料按照香港私隱法例妥善處理。
INDUSTRIES服務行業
Who we work with我們的客戶
Electronics電子產品
Garments & Textiles成衣紡織
Food & Beverage食品飲料
Industrial Materials工業原料
Consumer Goods消費品
Auto Parts汽車零件
Logistics物流
Renewable Energy Equipment新能源設備
FAQ
Frequently asked questions常見問題
Can't find your answer? Email us at找不到答案？請電郵至 info@highcredithk.com
Who can apply?誰可以申請？
Companies registered or operating in Hong Kong with a trading history. We usually look for at least 12 months of operations and recent financial statements.在香港註冊或營運並有貿易紀錄的公司。一般要求最少12個月營運紀錄及近期財務報表。
What documents do I need?需要甚麼文件？
Company registration documents, financial statements, recent bank statements, and documents for the transaction such as purchase orders, invoices or bills of lading.公司註冊文件、財務報表、近期銀行月結單，以及交易文件如採購訂單、發票或提單。
How long does approval take?審批需時多久？
Once we have a complete application, we aim to give you a decision within a few business days.收齊文件後，我們會盡快於數個工作天內作出決定。
Do you charge any upfront fees?會否預先收取費用？
All fees are set out in your written offer and loan agreement. We never ask you to pay a third party or intermediary to arrange a loan.所有費用均列於書面貸款建議及貸款協議內。我們絕不會要求您向第三方或中介付款以安排貸款。
Which currencies do you lend in?提供哪些貨幣的貸款？
We offer facilities in multiple currencies to match your trade flows. Tell us what you need in your enquiry.我們提供多種貨幣的融資，以配合您的貿易需要。請在查詢中註明所需貨幣。
Ready to fund your next shipment?準備好為下一批貨物融資？
Send us a short enquiry. There is no cost and no obligation.只需提交簡單查詢，免費且不設任何責任。
CONTACT聯絡我們
Speak to our team與我們的團隊聯絡
Office地址T068, 3/F, The Capital, Retail Area of Park Hotel, 61–65 Chatham Road South, Tsim Sha Tsui, Kowloon, Hong Kong
Open in Google Maps ↗在 Google 地圖開啟 ↗
Open in Google Maps ↗在 Google 地圖開啟 ↗
Office hours辦公時間Monday – Friday, 9:00am – 6:00pm星期一至五 上午9時至下午6時
Money Lender's Licence放債人牌照No. 0746/2025
Online enquiry網上查詢
We'll reply by email. Fields marked * are required.我們會以電郵回覆。標有 * 的欄位必須填寫。