/* High Credit Limited — modern fintech theme. Single light theme by design. */
:root{
  --navy:#0A2348; --navy-2:#123468; --blue:#2E66F5; --blue-tint:#EAF0FF;
  --orange:#F2762E; --orange-dark:#D9611B; --orange-tint:#FFF1E7;
  --green:#16A36A;
  --ink:#0F1B2D; --muted:#56677F; --line:#E3E8F1; --bg:#F5F7FB; --card:#FFFFFF;
  --radius:20px; --radius-sm:12px;
  --shadow:0 1px 2px rgba(10,35,72,.06),0 8px 24px rgba(10,35,72,.06);
  --shadow-lg:0 2px 4px rgba(10,35,72,.06),0 24px 60px rgba(10,35,72,.14);
  --font:"Plus Jakarta Sans","Noto Sans TC","Microsoft JhengHei",system-ui,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
html[data-lang="en"] [lang="zh-Hant"],html[data-lang="zh"] [lang="en"]{display:none!important}
img,svg{max-width:100%}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{margin:0;line-height:1.2;color:var(--ink);text-wrap:balance;letter-spacing:-.015em}
p{margin:0}
:focus-visible{outline:3px solid rgba(46,102,245,.45);outline-offset:2px;border-radius:8px}
.wrap{max-width:1200px;margin:0 auto;padding-inline:20px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 15px/1 var(--font);padding:14px 22px;border-radius:999px;border:1px solid transparent;cursor:pointer;text-decoration:none!important;transition:transform .15s,box-shadow .15s,background .15s}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 6px 18px rgba(242,118,46,.32)}
.btn-primary:hover{background:var(--orange-dark);transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:#C9D3E3}
.btn-sm{padding:10px 16px;font-size:14px}

/* top notice */
.notice{background:var(--navy);color:#C9D6EA;font-size:12.5px}
.notice .wrap{display:flex;flex-wrap:wrap;gap:4px 18px;justify-content:space-between;padding-block:8px}
.notice b{color:#fff;font-weight:600}

/* header */
.hdr{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.86);backdrop-filter:saturate(1.6) blur(14px);-webkit-backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px solid rgba(227,232,241,.9)}
.hdr .wrap{display:flex;align-items:center;gap:24px;height:70px}
.brand small{white-space:nowrap}
@media (max-width:480px){.hdr .wrap{gap:10px}.brand b{font-size:15px}.brand small{font-size:10px;letter-spacing:.02em}.brand svg{width:34px;height:34px}}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none!important;color:var(--navy)}
.brand b{display:block;font-size:16px;letter-spacing:.06em;line-height:1.1}
.brand small{display:block;font-size:11px;color:var(--muted);letter-spacing:.04em}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{color:var(--ink);font-weight:500;font-size:14.5px;padding:8px 12px;border-radius:999px;text-decoration:none!important}
.nav a:hover{background:var(--bg)}
.lang{display:flex;background:var(--bg);border:1px solid var(--line);border-radius:999px;padding:3px}
.lang button{border:0;background:none;font:600 12.5px/1 var(--font);padding:7px 11px;border-radius:999px;color:var(--muted);cursor:pointer}
.lang button[aria-pressed="true"]{background:#fff;color:var(--navy);box-shadow:0 1px 3px rgba(10,35,72,.15)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:42px;height:42px;cursor:pointer}
@media (max-width:980px){
  .nav{display:none;position:absolute;left:0;right:0;top:70px;background:#fff;flex-direction:column;padding:12px 20px 20px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .menu-btn{display:inline-grid;place-items:center;margin-left:auto}
  .hdr .apply{display:none}
}

/* hero */
.hero{position:relative;overflow:hidden;padding-block:72px 88px}
.hero::before{content:"";position:absolute;inset:-200px -100px auto auto;width:720px;height:720px;background:radial-gradient(closest-side,rgba(46,102,245,.16),transparent 70%);pointer-events:none}
.hero::after{content:"";position:absolute;left:-180px;bottom:-260px;width:560px;height:560px;background:radial-gradient(closest-side,rgba(242,118,46,.12),transparent 70%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px 6px 8px;font-size:13px;font-weight:600;color:var(--navy);box-shadow:var(--shadow)}
.pill .dot{width:22px;height:22px;border-radius:50%;background:#E6F7EF;display:grid;place-items:center}
.pill .dot i{width:8px;height:8px;border-radius:50%;background:var(--green);display:block}
.hero h1{font-size:clamp(2.3rem,5vw,3.7rem);font-weight:800;margin-top:20px;letter-spacing:-.03em}
.hero h1 .hl{background:linear-gradient(90deg,var(--blue),#5B8CFF);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lede{font-size:1.12rem;color:var(--muted);margin-top:18px;max-width:52ch}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.checks{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:28px;padding:0;list-style:none;font-size:14.5px;font-weight:500}
.checks li{display:flex;gap:8px;align-items:center}
.checks svg{flex:none}
@media (max-width:980px){.hero .wrap{grid-template-columns:1fr}.hero{padding-block:40px}}

/* quote widget */
.widget{position:relative}
.qcard{background:#fff;border-radius:24px;box-shadow:var(--shadow-lg);padding:26px;border:1px solid rgba(227,232,241,.8)}
.qhead{display:flex;justify-content:space-between;align-items:center;gap:10px}
.qhead h2{font-size:1.1rem}
.tag{font-size:12px;font-weight:600;padding:5px 10px;border-radius:999px;background:#E6F7EF;color:#0E7A4F;white-space:nowrap}
.amt-label{font-size:13px;color:var(--muted);margin-top:18px}
.amt{font-size:2.3rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;font-variant-numeric:tabular-nums;line-height:1.2}
.amt small{font-size:1rem;font-weight:600;color:var(--muted);margin-right:6px}
input[type=range]{width:100%;margin:14px 0 4px;accent-color:var(--blue);height:6px}
.range-l{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}
.seg-label{font-size:13px;color:var(--muted);margin:18px 0 8px}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg button{font:500 13px/1.2 var(--font);border:1px solid var(--line);background:#fff;color:var(--ink);padding:9px 12px;border-radius:999px;cursor:pointer}
.seg button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.qcard .btn{width:100%;margin-top:20px}
.qnote{font-size:12px;color:var(--muted);text-align:center;margin-top:10px}
.float{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow-lg);border:1px solid rgba(227,232,241,.8);padding:14px 16px;font-size:13px}
.float.progress{left:-36px;bottom:-68px;width:272px;display:flex;align-items:center;gap:12px}
.float.progress .ic{width:38px;height:38px;border-radius:12px;background:#E6F7EF;display:grid;place-items:center;flex:none}
.float.progress .pt{flex:1;min-width:0}
.float.progress b{display:block;font-size:11px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.float.progress .pt>span{display:block;font-weight:600;color:var(--navy);font-size:13.5px;margin-top:2px}
.pbar{height:6px;border-radius:9px;background:#E3E8F1;margin-top:9px;overflow:hidden}
.pbar i{display:block;height:100%;width:68%;background:linear-gradient(90deg,var(--green),var(--blue));border-radius:9px}
.float.fx{right:28px;top:-38px;display:flex;align-items:center;gap:10px;font-weight:600}
.float.fx span.ic{width:30px;height:30px;border-radius:10px;background:var(--blue-tint);display:grid;place-items:center}
@media (max-width:1100px){.float.progress{left:-10px}.float.fx{right:-6px}}
@media (max-width:640px){.widget .float{display:none!important}}

/* trust bar */
.trust{margin-top:8px}
.trust .bar{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(4,1fr)}
.trust .it{display:flex;align-items:center;gap:12px;padding:20px 22px;font-weight:600;font-size:14.5px}
.trust .it+.it{border-left:1px solid var(--line)}
.ico{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex:none;background:var(--blue-tint)}
.ico.o{background:var(--orange-tint)}
.ico.g{background:#E6F7EF}
@media (max-width:900px){.trust .bar{grid-template-columns:1fr 1fr}.trust .it:nth-child(3){border-left:0}.trust .it:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:520px){.trust .bar{grid-template-columns:1fr}.trust .it+.it{border-left:0;border-top:1px solid var(--line)}}

/* sections */
section{padding-block:88px}
.sec-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:16px 40px;margin-bottom:40px}
.sec-head>div{max-width:640px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;color:var(--blue);letter-spacing:.04em;margin-bottom:10px}
.sec-head h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:800;letter-spacing:-.025em}
.sec-head p{color:var(--muted);margin-top:12px;font-size:1.05rem}

/* product cards */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:12px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:transparent}
.card h3{font-size:1.15rem;font-weight:700;margin-top:6px}
.card p{color:var(--muted);font-size:.97rem;flex:1}
.card .more{font-weight:600;font-size:14.5px;display:inline-flex;align-items:center;gap:6px;background:none;border:0;padding:0;color:var(--blue);cursor:pointer;font-family:var(--font);align-self:flex-start}
@media (max-width:960px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.grid3{grid-template-columns:1fr}}

/* process */
.alt{background:#fff;border-block:1px solid var(--line)}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.pstep{position:relative;background:var(--bg);border-radius:var(--radius);padding:26px 24px}
.pstep .n{width:40px;height:40px;border-radius:12px;background:#fff;border:1px solid var(--line);display:grid;place-items:center;font-weight:800;color:var(--blue);margin-bottom:16px}
.pstep h3{font-size:1.05rem}
.pstep p{color:var(--muted);font-size:.95rem;margin-top:6px}
.pstep.final{background:var(--navy);color:#fff}
.pstep.final h3{color:#fff}
.pstep.final p{color:#B9C7DE}
.pstep.final .n{background:var(--orange);border-color:var(--orange);color:#fff}
@media (max-width:900px){.process{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.process{grid-template-columns:1fr}}

/* bento */
.bento{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.bento .b{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:10px}
.bento .b h3{font-size:1.12rem}
.bento .b p{color:var(--muted);font-size:.96rem}
.bento .big{grid-column:span 2;grid-row:span 2;background:linear-gradient(160deg,var(--navy) 0%,#163E7C 100%);color:#fff;border:0;padding:34px}
.bento .big h3{color:#fff;font-size:1.5rem}
.bento .big p{color:#B9C7DE}
.sheet{margin-top:auto;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:18px 20px}
.sheet .row{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px dashed rgba(255,255,255,.15);font-size:14px}
.sheet .row:last-child{border-bottom:0}
.sheet .row span:first-child{color:#B9C7DE}
.sheet .row span:last-child{font-weight:600;text-align:right}
.sheet .ok{color:#7BE0B1}
.sheet-h{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:#B9C7DE}
@media (max-width:900px){.bento{grid-template-columns:1fr 1fr}.bento .big{grid-column:span 2;grid-row:auto}}
@media (max-width:560px){.bento{grid-template-columns:1fr}.bento .big{grid-column:auto}}

/* industries */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips>span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-weight:500;font-size:14.5px}

/* faq */
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
.faq-wrap .side p{color:var(--muted);margin-top:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:12px;padding:0 22px}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-weight:600;display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;line-height:1;color:var(--blue);font-weight:500;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--muted);padding-bottom:20px}
@media (max-width:900px){.faq-wrap{grid-template-columns:1fr;gap:28px}}

/* cta band */
.band{background:linear-gradient(120deg,var(--navy),#1B4A92);border-radius:28px;color:#fff;padding:48px;display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;position:relative;overflow:hidden}
.band::after{content:"";position:absolute;right:-80px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(closest-side,rgba(242,118,46,.35),transparent)}
.band h2{color:#fff;font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;position:relative}
.band p{color:#C9D6EA;margin-top:8px;position:relative}
.band .btn{position:relative}

/* contact */
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:24px;align-items:start}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:grid;gap:22px}
.info-row{display:flex;gap:14px}
.info-row b{display:block;font-size:13px;color:var(--muted);font-weight:600}
.info-row span,.info-row a{font-weight:500;overflow-wrap:anywhere}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.form-card h3{font-size:1.3rem}
.form-card .sub{color:var(--muted);font-size:.95rem;margin-top:4px}
form{display:grid;gap:16px;margin-top:22px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label.f{display:grid;gap:6px;font-size:13.5px;font-weight:600}
label.f em{font-style:normal;color:var(--orange)}
input:not([type=range]):not([type=checkbox]),select,textarea{font:400 15px/1.4 var(--font);width:100%;min-width:0;padding:13px 14px;border:1px solid #D6DEEA;border-radius:12px;background:#FBFCFE;color:var(--ink);transition:border-color .15s,box-shadow .15s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-tint);background:#fff}
textarea{min-height:110px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}
.consent input{margin-top:3px;accent-color:var(--blue);width:16px;height:16px;flex:none}
.consent.invalid-consent{color:#9B1C1C}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.status{display:none;border-radius:12px;padding:14px 16px;font-size:14px}
.status.ok{display:block;background:#E6F7EF;color:#0E6B45}
.status.err{display:block;background:#FDECEC;color:#9B1C1C}
.invalid{border-color:#E25555!important;box-shadow:0 0 0 4px #FDECEC!important}
@media (max-width:900px){.contact{grid-template-columns:1fr}}
@media (max-width:560px){.two{grid-template-columns:1fr}.form-card,.info-card{padding:22px}.band{padding:32px 24px}}

/* footer */
.foot{background:#071A36;color:#93A4BF;font-size:14px;margin-top:88px}
.warn{background:#0C264D;color:#fff;text-align:center;font-weight:700;padding:16px 20px;font-size:15px;border-bottom:1px solid #16345F}
.warn span{color:#FFB98A}
.fcols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:32px;padding-block:52px 36px}
.foot h4{color:#fff;font-size:14px;margin-bottom:14px;letter-spacing:.02em}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:9px}
.foot a{color:#93A4BF}
.foot a:hover{color:#fff}
.foot .brand{color:#fff}
.foot .brand small{color:#93A4BF}
.legal{border-top:1px solid #16345F;display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;padding-block:20px;font-size:12.5px}
@media (max-width:860px){.fcols{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.fcols{grid-template-columns:1fr}}

/* whatsapp */
.wa{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));z-index:60;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(37,211,102,.4);border:0;cursor:pointer;transition:transform .15s}
.wa:hover{transform:scale(1.06)}
.wa-tip{position:fixed;right:20px;bottom:calc(88px + env(safe-area-inset-bottom,0px));z-index:60;background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);padding:14px 16px;font-size:13.5px;max-width:260px;border:1px solid var(--line)}

/* legal pages */
.doc{max-width:860px;margin:0 auto;padding:56px 20px 0}
.doc .paper{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:44px;box-shadow:var(--shadow)}
.doc h1{font-size:clamp(1.9rem,4vw,2.6rem);font-weight:800}
.doc .upd{color:var(--muted);font-size:14px;margin-top:8px}
.doc h2{font-size:1.2rem;margin-top:34px;margin-bottom:10px}
.doc p,.doc li{color:#33445C;font-size:15.5px}
.doc p+p{margin-top:10px}
.doc ul{padding-left:20px;margin:8px 0}
.doc li{margin:6px 0}
.back{display:inline-flex;gap:6px;align-items:center;font-weight:600;margin-bottom:18px}
@media (max-width:560px){.doc .paper{padding:26px}}